Frequently Asked Questions

Zecco Trading Zecco Holdings  
Still having questions? Please email our Customer Service at customerservice@zeccotrading.com. We typically respond within 24 hours (business days).


Most Asked


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  • What is a Trading Key and how do I obtain it to sign in to my Zecco Trading Account?
    The Trading Key is the access code to your Trading Account and is different than your myZecco user name or password.

    Once your account is approved, Zecco Trading will send you an approval e-mail. In that e-mail there are directions to on how to obtain your Trading Key. Please note:

    • Change your Trading Key periodically, starting the first time you sign in to your Trading Account

    • Use alphanumerical characters only (A-Z, 0-9) if you change your Trading Key. Your Trading Key is case sensitive.

    • Please do not ever respond to an e-mail (that may appear to come from Zecco Trading) that requests you to update personal or account information at Zecco Trading.

  • Where can I find forms and documents?
    Please click here to find important forms.

  • How do I fund my account?
    You may send a check, wire transfer funds directly to your account, or use ACH. See the "Funding & Transfers" tab in the Trading Center (right next to the "Trading Center" tab) to view specific instructions or to move cash in & out of your Trading Acccount. You can also click here to find more specific information about funding your account.

  • How do I fund my account through ACH?
    See the "Funding & Transfers" tab in the Trading Center (right next to the "Trading Center" tab) to view specific instructions or to move cash in & out of your Trading Acccount using ACH.

  • How do I request an increase in my Option Permission Level?
    Please complete an Options Agreement and return to the Zecco Trading mailing address. You may expedite the process if also a copy is faxed to +1 626 529-7077, or a scanned copy is e-mailed to customerservice@zeccotrading.com.

  • My cash balance is higher than my buying power, why?
    This is common in a cash account when a sell order has been placed but has yet to settle. In a cash account the proceeds of a sell order will not affect your buying power until settlement, which is T+3 (trade date plus three business days). To avoid this situation you may want to consider establishing margin on your account. With a margin account the proceeds of a sell order will update your buying power immediately.

    To establish a margin account you can request it at the time you open your account or if your account is already established you can complete the Margin Application form and send it to the Zecco Trading mailing addressYou may expedite the process if also a copy is faxed to +1 626 529-7077, or a scanned copy is e-mailed to customerservice@zeccotrading.com. It will take 3-5 business days to process your request.

  • With regard to retirement accounts, when does the annual fee occur and how is it assessed?
    New accounts are charged the $30 annual fee at the time they are funded. Existing accounts are charged in the first week of February. A debit balance will occur on the account if there is not enough cash to cover the fee. At that time, you will be contacted to discuss options on settling the debit.

  • I cannot open the IRA Simplifier form. What should I do?
    You probably haven't installed the latest version of Adobe Reader (8).
    Click here to download Adobe Reader 8. We use a specific, secured PDF populator format, so you won't need to fill in this (IRS required) form anymore.

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More details about online investing and trading stocks with Zecco Trading:


Zecco Trading has reconstructed the mold of options trading and stock trading online, making it easier than ever for you to get smart and act smart with your money. Need to sell stock or buy stock online, interested in penny stocks? With Zecco Trading, you get 10 free online stock trades each month with $2,500 or more. That’s right, free online stock trading. Otherwise, it's only $4.50 per stock trade. Where else will you find a discount broker who looks out for your best interest by providing you free online stock trading and a community of investors to share ideas with?

Privacy Policy - User Agreement - Margin Disclosure - Risk Disclosure - SEC Rule 606 Disclosure - Penny Stock Disclosure - Business Continuity Plan - About Us - Contact Us

Zecco.com is a financial portal of Zecco Holdings, Inc., which also provides access to Zecco Trading, Inc.’s trading service. Zecco Holdings, inc. is not a securities broker/dealer. All securities and investments are offered to self-directed investors by Zecco Trading, Inc. Member FINRA /SIPC. More information is located on the disclosures page.

At Zecco Trading, you can make up to 10 free stock trades in any one month that you maintain a $2500 minimum account net equity. After that, you pay only $4.50 per stock trade. Options trades are $4.50 plus $.50 per contract. Only the first account of any account type is eligible for the Zecco Trading, Free Trading program. Any multiple accounts of the same type with the same registration are not eligible for the free trading program. Free Trading Program is only available through Zecco.com. $0 minimum to open cash and IRA accounts.

* Margin accounts require a $2,000 minimum balance for opening and trading on margin. Margin trading involves risks and is not suitable for all accounts.

Options involve risk and are not suitable for all investors. Please read Characteristics and Risks of Standardized Options.

Multiple leg options strategies involve additional risks and multiple commissions, and may result in complex tax treatments. Please read Spread Trading Disclosure.

Investors should consider the investment objectives, risks, and charges and expenses of a mutual fund or ETF carefully before investing. A mutual fund/ETF's prospectus contains this and other information, and should be read carefully before investing.

Investors should consider market, maturity, and interest rate risks before investing in fixed income products. It is the responsibility of the client to understand the terms, conditions, risks and rewards of fixed income products as risks can be substantial.

System response and access times may vary due to market conditions, system performance, and other factors.

The content of Zecco Holdings, Inc.'s and Zecco Trading, Inc.'s websites, including research, tools and securities symbols, is for educational and informational purposes and should not be intended as a recommendation or solicitation to engage in any particular securities transaction or investment strategy. You alone are responsible for evaluating the benefits and risks associated with the use of our services or products and to decide which securities and strategies better suit your financial situation and goals, risk profile, etc. The projections regarding the probability of investment outcomes are hypothetical and not guaranteed for accuracy or completeness. They do not reflect actual investment outcomes and are not guarantees of future results. Projections and tools' calculations do not take into consideration commissions, margin interest and other costs that will impact investment outcomes. All investments involve risk. Losses may exceed the principal invested. Past performance of a security, market, or financial product does not guarantee future results. Neither Zecco Holdings, Inc. nor Zecco Trading, Inc. offers any tax, legal or financial advice.

No consideration was paid for any testimonials displayed on this website. Your experience may vary, and the testimonials are no guarantee of future performance or success. Zecco Holdings, Inc., Zecco Trading, Inc.'s and their independent providers are not liable for any errors, incompleteness, or delays, or for any actions taken in reliance upon information contained herein. By accessing our websites, you agree not to redistribute the information found therein.

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